Bankruptcy Law

• Chapter 7
• Chapter 13
• Cram Down
• Refinancing
• S. 61 Helping Families Save their Homes in Bankruptcy Act of 2009
• Meeting of Creditors
• Bankruptcy Basics Slideshow
• Prior Bankruptcy Discharge

Oakland Bankruptcy Law Attorney and San Jose Bankruptcy Law Attorney.

An initial free in person consultation is available. Please call us today to schedule a in person free consultation.

You do have options if you are in debt. There are numerous ways to resolve overwhelming debt. Bankruptcy is one of the solutions, but there are also other available remedies.

At Phan, Nguyen, & Associates LLP, we have represented many individuals in bankruptcy and other proceedings, and can professionally and carefully provide you with help to solution that is best for you personally in your specific situation.

Bankruptcy: We handle Chapter 7  and Chapter 13 bankruptcies for individuals and small business owners. We represent both consumers and creditors.

Experience

Phan, Nguyen, & Associates LLP is experienced in bankruptcy and debt management cases throughout Oakland, Alameda County, San Jose, San Francisco, and Contra Costa County. Our attorneys are duly certified by the State Bar of California as a lawyer licensed to practice in the state of California. Our bankruptcy attorneys are admitted to the Northern District of California Bankruptcy court and the Eastern District of California Bankruptcy court. Our attorneys have the experience to handle difficult issues that can arise in bankruptcy proceedings.

Personal Attention

Our office strives to give personalized service to our clients. Our office and staff will listen to your concerns, take the time to fully understand your current situation, and answer your questions. You should also hire an attorney who understands what your goals are and what your options are. You should be informed about what you can legally do in your particular situation. One retained, a personal attorney can handle your case from start to finish. Our fees are reasonable and payment plans are available.

Contact Us

Please use our web site as a resource for more information about bankruptcy law and our law office, or contact us for a free 30 minute initial in person consultation with an attorney.

We are a debt relief agency located in Oakland and San Jose. We help people file for bankruptcy relief under the Bankruptcy Code.

Phan, Nguyen, & Associates LLP has represented clients throughout the East Bay Area, including Alameda County, Contra Costa County, San Francisco County, San Jose, Sacramento, Solano, and San Mateo County. We serve the people of Oakland, Berkeley, Alameda, Richmond, Albany, Piedmont, El Cerrito, San Pablo, Kensington, San Leandro, Ashland, San Lorenzo, Hayward, Union City, Newark, Fremont, Walnut Creek, Pleasant Hill, Lafayette, Concord, Martinez, San Jose, Fremont, Sunnyvale, Palo Alto, San Francisco, as well as other northern California cities.

Important Bankruptcy Acts and Laws

S. 61 Helping Families Save their Homes in Bankruptcy Act of 2009 (Clients typically ask whether or not a bankruptcy judge can modify their home loan and mortgage. This is the proposed legistlation.

Debtor's Duties 11 U.S.C. Section 521 (e)(2)(A)(i)

What Is Bankruptcy?

Bankruptcy is a federal court process which is designed to give consumers and businesses a "fresh start." It is intended to help consumers and businesses either eliminate their debts or repay them under the protection of the federal bankruptcy court.

Types of Bankruptcies

Bankruptcies which are popular among the public consists of 2 types. They can generally be described as Chapter 7: liquidation and Chapter 13: reorganization. In a Chapter 7 bankruptcy case, you ask the bankruptcy court to wipe out (also known as discharge) the debts that you owe. Under a Chapter 13 bankruptcy case, you petition to file a plan with the bankruptcy court proposing how you will repay your creditors. In a Chapter 13, you must repay some debts in full while others debts may be repaid only partially or not at all, depending on what you can afford (which is governed by a formula).

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Bankruptcy Code Required Meetings of Creditors under Section 341 of the Bankruptcy Code are held at the locations listed below:

Office of the U.S. Trustee
1301 Clay Street, Suite 680N
Oakland, California 94612-5217